5 Money Personalities A Review

We have read Dave Ramsey’s books and taken the class at church.
I was interested to read this book, though, because it was a different take on debt.

Dave’s way only has 2 personalities….Spenders and Savers. We are both spenders. Not a great combination if you want to have a nest egg.

This books goes beyond these two and includes

 

  1. Saver
  2. Spender
  3. Risk Taker
  4. Security Seeker
  5. Flyer

 
You have a primary trait and a secondary trait.
I am actually a Saver in that I don’t really like spending money. I re-use Ziploc bags. I shop at thrift stores. My secondary trait would be Security Seeker. I plan vacations to.the.dollar for gas and food. Also any fun that we may want to have.
Example from this last vacation, which there is a similar story in the book.
The Principal LOVES gift shops. I do too, I just don’t buy stuff. It’s all overpriced and forgotten about a week later. The Principal collects shot glasses so we always get one on a trip. Well they can range anywhere form $3 up to $8! This last trip, at Mt. Rainier, The Principal also wants to look at shirts and hats. I was stressing out looking at the price tags and thinking but it’s not in my budget! In the book the scenario continues they decide ahead of time what amount to set aside just for gift shop spending.

The book goes on to discuss when opposite personalities attract and how to handle financial infidelity.

This wasn’t a get out of debt book, but rather, it explains why you think the way you do, how your spouse may think, and how to make the two personalities live harmoniously.

I am glad I chose this book!

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Mama KautzChristian LivingWe have read Dave Ramsey's books and taken the class at church. I was interested to read this book, though, because it was a different take on debt. Dave's way only has 2 personalities....Spenders and Savers. We are both spenders. Not a great combination if you want to have a nest...Where Prepping and Wellness Meet