We use You Need a Budget (affiliate link)

We are also taking

Took Dave Ramsey’s Financial Peace University and can take as many times as we like.

We have our mini van left to pay off (about $1200 was $2500 when we started)

We PAID it off. Then traded it for a Suburban. Still NO PAYMENTS
and, of course, our house.

We don’t have any credit cards

Baby Steps

  1. $1,000 in savings
  2. Debt snowball…pay off your debt smallest to largest
  3. 3-6 months expenses in savings
  4. invest 15% income in ROTH IRA’s and retirement~we do 6% matched by The Principal’s company
  5. College fund
  6. Pay off home early
  7. Build wealth and give